With Quota, secure your mortgage in record time. Our exclusive fast-track access with leading banks gets you approved faster. Stop waiting. Start living. Quota's fast-track mortgages
Banks
Two months? That's the old way. Quota partners with leading banks to offer a fast-track mortgage process, getting you from application to approval in a fraction of the time
The price excludes: VAT, notary and government fees, property taxes
Frequently asked questions
We guide you through every stage of your mortgage journey. From securing your first home loan to managing your existing one, we assist with refinancing (switching banks for a better rate) and equity release (accessing your home's value through a second mortgage).
It depends on the country. In the most countries in the world, both new and old properties can be mortgaged.
It depends on the country. Usually, minimum downpayment are 10% - 15%
No, you do not pay income tax on the money you receive from a loan. It's a Liability, Not an Asset: When you receive a loan, you are receiving money that you are legally obligated to pay back, with interest. You haven't gained any net worth; you've simply acquired a debt. Your assets (the cash) increase, but your liabilities (the loan balance) increase by the exact same amount.
No Realized Gain: Taxation is typically triggered on income, profits, or gains. Since a loan is not a profit or gain, it is not a taxable event.
Yes, absolutely. We guarantee a refund if we do not deliver.
On average, it takes about 2-3 weeks, but it depends on the location.
Primarily, we focus on new development projects; however, we also provide services for the secondary market.
Yes, we can help you buy any property without you having to visit the country.
Yes. We typically propose a rent-to-rent model for our investors, as we have a dedicated service to manage long-term rentals.